National Capital, LLC

Creative Financing for Innovative Ideas

Construction Loan Program

 

Property Type – Retail, Office, Industrial and Apartment

 

Loan Size - $10 million - $100 million +

 

Geographic Area – Consideration for deals anywhere in the Continental U.S. and Alaska; with an emphasis on major markets

 

Recourse – Completion guarantees are required.  Partial or full repayment guaranties are required in most circumstances, but with ‘burndowns’ as leasing occurs.

 

Loan Term – 12 months – 3 years with extension options

 

Amortization – Most loans will be interest only during construction, but underwritten on a 30-year amortization.

 

Prepayment Fees – None

 

Underwriting – Most loans will be underwritten to an 80% LTV and a 1.25x DSCR.  Exceptions are considered in some circumstances.